PM Vishwakarma Yojana is a flagship initiative launched by the Government of India on 17 September 2023 to support traditional artisans and craftspeople. These artisans, such as carpenters, blacksmiths, tailors, and potters, have been an important part of India’s cultural and economic system for generations.
The scheme aims to improve their livelihoods by providing skill training, financial assistance, modern tools, and better market access. It focuses on empowering small workers who often belong to the unorganised sector and face challenges like low income and lack of resources.
By offering benefits such as collateral-free loans, stipend-based training, and digital support, the scheme helps artisans grow their businesses and become self-reliant.
Overview: Vishwakarma Yojana
| Scheme Name | PM Vishwakarma Yojana |
| Launched By | Government of India |
| Launched Date | 17 September 2023 |
| Target Beneficiaries | Traditional artisans and craftspeople |
| Minimum Age | 18 years |
| Main Objective | Skill development, financial support, and business support. |
| Loan Amount | Up to 3 lakh |
| Interest Rate | Around 5% |
| Collateral | Not required |
| Training Duration | Basic (5-7 days), Advanced (15days) |
| Stipend | 500 rupees per day |
| Application Mode | Online/CSC centers |
| Official Website | https://pmvishwakarma.gov.in/ |
What Is The PM Vishwakarma Yojana?
PM Vishakarma Yojana is a government scheme launched on 17 September 2023 to support traditional artisans and craftpeople in India. It is designed for people who work with their hands and tools, such as carpenters, blacksmiths, tailors, potters, barbers, and cobblers.
The main purpose of this scheme is to improve the economic conditions of these workers by providing them with skill training, financial assistance, modern tools, and better market access.
Under the scheme, artisans get:
- Collateral-free loans up to 3 lakh
- Skill training with a daily stipend
- Toolkit support for buying instruments
- Digital and marketing support to grow their business.
- Skill training with a daily stipend
- Collateral-free loans up to 3 lakh.
- Toolkit support for buying instruments.
Benefits Of Pradhanmantri Vishwakarma Yojana
Under this scheme eligible beneficiary can receive the following benefits:
- PM Vishwakarma Certificate and ID card.
The beneficiary receives recognition officially through a certificate and an ID Card
This helps them access all scheme benefits easily.
- Skill Traning
Basic training 5 to 7 days
Advanced training 15 days or more
Training stipend of 500 rupees per day during training
- Toolkit Icentive
Financial support of up to 15,000 in the form of e-vouchers for purchasing modern tools.
- Collateral-free loan
Loan support up to 3 lakh in two installments
First installment up to 1 lakh
Second instalment up to 2 lakh
- Digital transaction incentive
Incentive for adopting digital payments in business transactions
- Marketing support
Help in product promotion, quality certification, branding, and market access.
Objectives of PM Vishwakarma Yojana Online
The main aim of PM Vishwakarma Yojana is to support and uplift traditional artisans and craftsmen across India.
- Support traditional artisans
- Provide financial assistance
- Skill development training
- Provide modern tools
- Promote self-employment
- Improve market access
- Strengthen the rural economy
- Preserve cultural heritage
The core objective of this Yojana is to make artisans financially strong, skilled, and self-dependent, while also preserving India’s rich traditional craftsmanship.
Pm Vishwakarma Yojana Eligibility Criteria
- Indian citizenship
The applicant must be a citizen of India.
- Minimum age
The applicant should be 18 years or older.
- Traditional craftperson/ artisans
The applicant must be engaged in a traditional trade or craft, such as:
- Carpainter
- Blacksmith
- Potter
- Tailor
- Barber
- Cobbler
- Mason
Other traditional artisans and craftsmen
- Aadhar Card
A valid Aadhar card is mandatory for the identification process.
- Bank Account
The applicant must have an active Bank Account linked to their Aadhaar.
- Not a Beneficiary of Similar Schemes
The applicant should not have availed benefits from another similar government credit-linked scheme.
Pm Vishwakarma Yojana Registration Process
If you want to apply for this scheme, you must follow the following steps:
Online Method :
Step 1: Visit the PM Vishwakarma Yojana official website
Go to the official portal https://pmvishwakarma.gov.in/
Step 2: pm vishwakarma yojana login with your mobile number
Click on apply/ login
Enter your mobile number
Verify with OTP
Step 3: Aadhaar e-KYC verification
Enter your Aadhaar number
Complete OTP verification
Your basic details will be auto-filled
Step 4: Fill vishwakarma yojana online form
Enter the required details like:
- Name/ address
- Trade(carpanter, tailor, barber,etc)
- Family details
- Bank account details
Step 5: Upload Documents
Upload these documents:
- Aadhaar card
- Bank passbook
- Photo
- Ration card
- Occupatio proof(if available)
Step 6: Submit Application
Check all details carefully
Click the Submit button
Note your application number/ reference ID
Step 7: Verification Process
Your application will be verified by the Gram Panchayat / Municipality
After approval, you will receive:
Vishvakarma ID card,
Scheme benefits
Offline Method
Step 1: Visit the nearest CSC center
Go to your nearest CSC (Jan Seva Kendra / Common Service Centre) & Ask for Yojana registration
Step 2: Carry the required documents
- Aadhaar card
- Bank passbook
- Photo
- Ration card
- Trade/Occupation proof(if available)
Step 3: Data entry by CSC operator
The CSC operator will:
- Enter your details in the portal
- Complete aadhaar e-KYC
- Fill your artisan’s trade details
Step 4: Photo and Verification
- Your live photo may be taken at the center
- Details will be checked before submission
Step 5: Application Submission
The operator will submit your form & You will receive:
Application number/ Receipt
Step 6: Local verification
Your application will be verified by:
Gram Panchayat / Municipality
After approval, you get:
Vishwakarma ID and Scheme benefits
Fees:
Government registration is FREE
CSC may charge a small service fee (20-50 rupees approx.)
PM Vishwakarma Status Check Procedure
You can check your status online through the official portal:
Step-by-step guideline:
- Visit the official website.
- Click on the beneficiary login.
- Enter your registration mobile number.
- Fill the captcha and enter the login option.
- Enter the OTP received on your mobile.
- Click your dashboard.
- Click on the status section.
- Check the status.
Types of status you can check
After logging in, you will see these details;
- Application status
- Loan status
- Toolkit payment status
- Training status
- Stipend status
Other ways to check status
- Visit your nearest CSC (Common Service Center).
- Check your bank account statement.
- Call the helpline number.
How To Connect the PM Vishwakarma Yojana Helpline?
- Call Toll-Free Helpline Number : 1800 267 7777 (Main helpline) 17923 (Alternate number)
- Contact through state offices
- You can send queries via email (if available on the official portal)
Faq’s
What is PM Vishwakarma Yojana?
It is a government scheme that provides tools, training, and financial support to traditional artisans like carpenters, tailors, barbers, etc.
Who can apply for this scheme?
Any person who is 18 years or above, works as a traditional artisan/ craftsman, and belongs to the unorganised sector.
What is the maximum loan amount?
You can get up to 1lakh( first loan), 2lakh(second loan) total 3lakh loan
What is the interest rate?
Only 5% loan, which is much lower than normal bank loans.
Is collateral (security) required?
No, the loan is collateral-free.
Is there any registration fee?
No, registration is completely free.
How much money is given for tools?
15,000 rupees is provided as a toolkit incentive.
Is training provided?
Yes, free skill training, 500 rupees per day stipend during training.
